So Monday shows up, and we have until 1pm to get the signed documents to the closing manager at the lender. Jim, the bestest loan officer in the world, is doing everything he can to control the situation, but it's just ridiculous. I'm included in all the emails, so I see that the person in charge of it isn't responding, and the next person thought everything was settled already, so hadn't been working on it. Then we find out that the bank that owns the property is using a referral company to deal with everything, just another layer of bullshit to get through. Oh, and the woman who's the contact at the referral company? Out sick.
Finally the title company seems to figure out that if this doesn't get done today, we have to do a new closing, which...I don't think I can express the amount of stress this would cause me. I was nauseated and hyperventilating most of the afternoon, and it would have only gotten worse, I'm sure. Jim is working with his boss to get an extension on getting the paperwork in, so that we don't have to resign everything, and we have until the end of the day. Finally at 4pm, we hear from the title company that the person at the bank who needs to sign off on everything has all the documents that she needs to review and will get it to us asap. Though, who knows what asap means for her, right? The minutes tick by and I get a call from Jim. He has to leave the office (it's about4:30) so we'll just have to see what happens in the morning.
I head out, too, and head over to Maxwell's to meet Justin for dinner. I hear my phone ring on the way over, but of course on a moped it's impossible to answer. I get there and listen to my voicemail and it's the best news ever. Jim hasn't seen it himself, but the closing manager at his office has called him to say that she has received the signed documents, which means funding will be released in the morning. I don't have to resign everything, and I can continue my work on the house.
I'm heading over to the house early today to meet the city to have the water turned on (temporarily, sadly, but now I'll be able to have it turned on for real) and hopefully by then I'll have heard from Jim that everything is 100% confirmed and be free to move forward.
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